If you have lost your job or are overwhelmed by medical bills or credit card debts, you may have fallen behind on your mortgage payments. When facing the threat of losing your home in Indiana, work with an experienced attorney to help you avoid foreclosure.

Fighting Alongside You to Protect What Is Important to You

For 25 years, attorney Steven J. Halbert has worked relentlessly to help individuals and families in Carmel and throughout Indiana climb out of debt. He is committed to helping you keep your home out of the reach of your bank or lender. Contact our Carmel home foreclosure attorney today for a free initial consultation. Mr. Halbert knows you worked hard to have the life you have enjoyed in your home. He will fight alongside you to protect your home, while seeking to end wage garnishments and creditor harassment.

Chapter 13 Bankruptcy Provides Short-Term and Long-Term Debt Relief

Chapter 13 debt restructuring and reorganization bankruptcy can offer short-term and long-range debt relief. When you file for Chapter 13 protection, the automatic stay begins, stopping foreclosure proceedings immediately. A Chapter 13 filing gives you the opportunity to repay your past due mortgage balance over three to five years.

If you have more than one mortgage and your home is worth less than the value of your first mortgage, Chapter 13 protection may allow you to remove the value of an additional mortgage. This process, commonly referred to as lien stripping, could offer valuable savings for your family. Our Carmel home foreclosure attorney will walk through every step of the process in an effort to help you save your home. After you've gained debt relief through Chapter 13 bankruptcy, attorney Steven J. Halbert can help you establish a fair and accurate credit score report.

Contact Indianapolis Home Foreclosure Defense Attorney Steven J. Halbert

If you are drowning in debt and struggling to make your mortgage payments, there is no risk in contacting our law firm for a free initial consultation. Debt relief lawyer Steven J. Halbert provides straight answers and offers evening appointments and flexible payment plans.

Steven J. Halbert's law office is a debt relief agency dedicated to counseling clients according to federal Bankruptcy Code.